Debt settlement

Settle more debt. On a clean trunk.

Outbound SIP trunk for debt-settlement and consolidation firms. Flat per-seat means a 60-minute negotiation costs the same as a 60-second voicemail. STIR/SHAKEN attestation A on US/CA, recording retention extended for defense.

STIR/SHAKEN A · Long-retention recording · DNC scrub · ViciDial-tested

The problem

Why settlement floors lose margin to telecom.

Long talk times

Negotiation calls run an hour

A successful settlement call is long. Per-minute billing turns the closes into the most expensive calls on the invoice — exactly backwards.

Compliance exposure

CFPB and state AGs watch closely

Debt settlement is heavily regulated. Recording retention for defense and STIR/SHAKEN compliance are not nice-to-haves.

CLI flagging

Debt-product outbound is filtered hard

Generic CPaaS pools shared with debt-buyer outbound get flagged together. Your contact rate falls off as your campaign succeeds.

The fix

Three concrete shifts.

Flat per-seat

Long calls do not punish margin

Pay flat per concurrent channel. Negotiation calls of any length cost the same.

STIR/SHAKEN A

Calls pass attestation

US/CA outbound signed end-to-end. Fewer "Spam Likely" flags on the consumer handset.

Long-retention recording

Defense-ready recording

7-year retention on request — what you need for CFPB or state AG defense, kept where you can hand it over.

The infrastructure

What floor managers ask.

  • Channels per seat1 — predictive at 3:1 typically wants 2–3 seats per agent
  • STIR/SHAKENattestation A end-to-end on US/CA
  • CLI rotationmanaged pool, throttle-aware
  • Recording retention90 days standard · 7 years on request for defense
  • DNC scrubfederal + state via dialer or REST API
  • Time-of-dayenforced at trunk — out-of-window calls refused
  • Pricingflat $25/seat/mo standard US/CA tier
Pricing calculator
Stack compatibility

Your dialer. Our trunk.

  • ViciDial
    Predictive
    verified · v2.14
  • GoAutoDial
    Predictive
    verified
  • CallTools
    Predictive
    verified
  • DAKCS
    Collections platform
    BYO carrier
  • Latitude
    Collections platform
    BYO carrier
  • GoHighLevel
    Sequencer + dialer
    verified
  • PowerDialer.com
    Power dialer
    verified
  • PhoneBurner
    Power dialer
    BYO carrier
Full integration matrix →
Onboarding

Live in a week.

  1. 01

    Compliance posture

    Confirm DNC integration, recording retention needs, time-of-day windows. We default to 7-year retention on request.

    Day 1

  2. 02

    Provision dual-trunk

    CLI pool spins up. SIP creds drop into your dialer alongside legacy.

    Day 1–2

  3. 03

    Side-by-side ramp

    Test 5–50% in week one. Validate connect rates, attestation, time-of-day enforcement.

    Week 1

  4. 04

    Cutover

    Flip to 100% UnlimCall.

    Week 2

  • Flat per-seat — long negotiation calls do not punish margin
  • STIR/SHAKEN attestation A on US/CA outbound
  • 7-year recording retention on request for CFPB/state AG defense
  • Time-of-day rules enforced at trunk
  • ViciDial · DAKCS · Latitude · GoHighLevel verified
  • Flat $25/seat/mo standard US/CA tier
Ready when you are

Pick a country.Pay in two minutes.

  • Magic-link signup
  • Cancel before commit ends
  • Lines live in ~2 min