Insurance Sales Outbound Calling — Without Counting Minutes
Multi-state lead follow-up and renewal outreach eat your per-minute budget before your agents can close anything. UnlimCall charges per seat, per day — one flat rate, unlimited calls, every state you work.
From $5/agent/day ($99/seat/mo)
Why per-minute billing fights insurance sales
- Agents self-ration follow-up. When every callback costs money, agents skip the third dial and shorten renewal conversations. Per-minute billing directly punishes the volume behavior that closes insurance.
- Renewal seasons spike your invoice. A Medicare Advantage push or commercial lines sweep generates a telecom bill Finance cannot forecast. Headcount is fixed; per-minute is not.
- Out-of-state caller IDs suppress pickup. Prospects screen unfamiliar area codes. On per-minute models, provisioning local numbers in every state you work adds layers of cost and coordination.
The flat-rate fix
- One predictable seat price. $99/seat/month covers unlimited outbound minutes — morning prospecting, afternoon redials, evening renewal windows, all included.
- Local numbers provisioned on demand. At onboarding, we provision caller IDs matched to the states your agents work. No in-stock pool to browse; numbers are assigned to your account and ready before your team dials day one.
- Built for volume compliance workflows. UnlimCall routes calls over a STIR/SHAKEN-attested network (US/CA) and gives your compliance team call logs and DID records to support your own TCPA and DNC program. We are not your compliance counsel — we are the network layer your program runs on.
What you get
| Feature | Detail |
|---|---|
| Unlimited outbound minutes | No per-minute charges, no soft caps |
| Multi-state local caller IDs | Provisioned at onboarding, matched to agent territory |
| STIR/SHAKEN attestation | US and Canada origination, A-level where eligible |
| Call logs and DID reporting | Exportable records to support your compliance program |
| 33 live markets | Outbound coverage across North America and Europe |
The math: flat-rate vs per-minute
A 40-agent insurance sales team making 10,000 minutes per agent per month:
| UnlimCall | Per-minute (est. $0.0085/min) | |
|---|---|---|
| Monthly cost | $3,960 fixed | $3,400 — and climbing |
| At 13,000 min/agent | $3,960 | $4,420 |
| At 15,000 min/agent | $3,960 | $5,100 |
Break-even is roughly 11,650 minutes per agent per month. Renewal season and heavy follow-up campaigns routinely push past that. Above the break-even, every minute your agents dial saves you money.
How it works
- Pick your markets. Choose the countries and states your agents call. We confirm coverage before you commit.
- We provision your numbers. Local caller IDs are assigned to your account at onboarding — no marketplace, no waiting.
- Your team dials. Agents connect through your existing dialer or SIP client. Flat rate starts on day one.
FAQ
Can we get local numbers in every state we work? Yes. At onboarding, we provision caller IDs matched to the states your agents are assigned. Coverage varies by state — confirm availability for your specific territories during the sales call.
Does UnlimCall replace our dialer or CRM? No. UnlimCall is the outbound calling network — the SIP trunk and DID layer. It works alongside your existing predictive dialer, auto-dialer, or manual dialing setup.
How does flat-rate help with TCPA and DNC compliance? UnlimCall provides call logs, DID records, and STIR/SHAKEN-attested origination. Your compliance and legal team manages your TCPA and DNC program; we give them the network data to work with. Nothing here is legal advice.
What is the minimum commitment? Seats are billed monthly. No annual lock-in is required to start. Volume discounts are available for larger teams — discuss during onboarding.